Can we adopt individual modules instead of the full core?

Yes. The platform is modular: you can start with specific capabilities, such as digital onboarding, mobile wallets or open banking APIs, connect them to your existing core and extend over time.

How does the platform integrate with our existing systems?

Through an API-first design: REST APIs, event webhooks and standard financial messaging such as ISO 8583 and ISO 20022, routed through a central API gateway and orchestration layer.

Is the platform delivered as SaaS?

Yes. The core banking platform is cloud-native and delivered as a service, which turns large upfront investment into a predictable operational cost model. Deployment options are agreed during discovery.

How is security handled?

Security is built into every layer: multi-factor authentication, encryption in transit and at rest, session management, role-based access, fraud detection and complete audit trails. The architecture is designed to support PCI DSS and local regulatory requirements.

Digital Banking Ecosystem

Run a modern bank on one composable platform

Cloud-native core, digital channels, open APIs and AI service on one modular, real-time platform.

Book a demo Explore the platform

Operations overviewLive

Payments today48,213+6.4%

Active accounts1.28M+1.2%

KYC queue37~4 min

Transaction volume · 24h

Event stream

Instant transfer settled
Virtual card issued
KYC verification approved
Loan application received

Illustrative data

Omnichannel customer experience

One platform, every channel

One core, profile and catalogue behind every channel, so journeys continue wherever customers pick them up.

Tap a channel to see it in action.

https://online.yourbank.com/accounts

Good morningMFA

Current account$24,310.75

Savings$58,920.00

Salary credit+3,450.00
Utility payment−128.40
Card purchase−62.15

Payment received+250.00 USD

Hello, Omar

Wallet balance$3,184.60

USDEURAED

Send

Top up

Bills

Tap to pay

Grocery store−42.80
Top-up from card+500.00

New customer onboardingStep 3 of 4

ID document scanned
Biometric match confirmed
Sanctions & PEP screening
Account ready to open

Liveness check in progress

AI Banking AssistantAlways here to help

Example requestREST · JSON

GET /v1/accounts/acc_8f2c41/balances
Authorization: Bearer <token>
Consent-Id: cns_31d9a7

// 200 OK
{
  "account_id": "acc_8f2c41",
  "currency": "USD",
  "available": 12458.32,
  "booked": 12610.00
}

Platform overview

Everything a modern bank runs on

Real-time services, with room to add products, channels and markets without re-platforming.

Distribution Channels

Verify

KYC/KYB Onboarding
AML-CFT
Risk Management

Process

Payment Processing
Card Management
Deposit & Savings
Credit Management

Record

Regulatory Compliance
Accounting Engine
Analytics & Insights

Core Orchestrator

Tap a channel to trace its request.

Customer journey

From sign-up to first payment

What a new customer sees on the platform, from opening your app to paying a friend, and which module does the work at each step.

Create your account Mobile number +44 7700 900123 Enter the code we sent 4819 Continue

A new customer starts onboarding in your mobile app, confirmed with a one-time code.
- Mobile Wallets
Verify your identity ID document Face match Sanctions screening

Document and biometric checks run in the same flow, alongside sanctions and PEP screening.
- KYC/KYB Onboarding
- AML-CFT
Account opened Current account•••• 4821Available balance$0.00

Once the checks pass, a current account is opened on the core and recorded in the real-time ledger.
- Deposit & Savings
- Accounting Engine
Virtual debit card•••• 7316 Virtual card issued Linked to your current account

A virtual debit card linked to the new account is issued to the app.
- Card Management
Payment sent Send to Sara $25.00 Send

The customer sends money to a friend, and the payment is posted in real time.
- Payment Processing

Swipe or use the arrows to see each step.

Tap a step to see its screen.

FAQ

Frequently asked questions

Ready to transform your banking services?

Talk to our team about core banking, digital channels and open banking for your institution.

Book a demo Contact sales